Loan Book Split.
JustUs will only present a borrower on the platform who can afford the repayments. Your Capital is at Risk
If a borrower is a tenant, they will need to secure a personal guarantor, this personal guarantor will need to be of good financial standing and have a good credit score. They will also need to be a homeowner.
|Risk Grade||Combined Equifax Score||Loan amounts||Interest Rate p.a.|
|G1||600+||£2 - £7.5K||10%|
|Risk Grade||Forecast Capital Loss||Live loans||Number of loans|