Lender Risk & Returns

Loan Book Split.

All Time

Total lending: £6,735,508

£5,383,011
Property

£633,889
Personal Guarantor

£697,943
Unsecured

£20,665
Pension

Current Live Loans

Total live: £2,783,737

£2,236,141
Property

£161,785
Personal Guarantor

£385,811
Unsecured

JustUs will only present a borrower on the platform who can afford the repayments. Your Capital is at Risk

Data as at 16 July 2019

Personal Guarantor Loans

If a borrower is a tenant, they will need to secure a personal guarantor, this personal guarantor will need to be of good financial standing and have a good credit score. They will also need to be a homeowner.

Risk Grade ISA Pot Combined Equifax Score Loan amounts Interest Rate p.a.
G1
Adventurous
600+ £2,000 - £15,000 10%
Risk Grade Forecast Capital Loss Live loans Number of loans
Guarantor 1% £161,785 42