Lender Risk & Returns

Loan Book Split.

All Time

Total lending: £4,379,231

£3,298,873
Property

£633,889
Personal Guarantor

£425,804
Unsecured

£20,665
Pension

Current Live Loans

Total live: £2,266,801

£1,860,134
Property

£224,818
Personal Guarantor

£181,847
Unsecured

JustUs will only present a borrower on the platform who can afford the repayments. Your Capital is at Risk

Data as at 19 Sept 2018

Personal Guarantor Loans

If a borrower is a tenant, they will need to secure a personal guarantor, this personal guarantor will need to be of good financial standing and have a good credit score. They will also need to be a homeowner.

Risk Grade ISA Pot Combined Equifax Score Loan amounts Interest Rate p.a.
G1
Adventurous
600+ £2,000 - £15,000 10%
Risk Grade Forecast Capital Loss Live loans Number of loans
Guarantor 1% £224,818 59