Lender Risk & Returns

Loan Book Split.

All Time

Total lending: £4,602,048

£3,487,618
Property

£633,889
Personal Guarantor

£459,877
Unsecured

£20,665
Pension

Current Live Loans

Total live: £2,429,994

£2,018,253
Property

£212,467
Personal Guarantor

£199,275
Unsecured

JustUs will only present a borrower on the platform who can afford the repayments. Your Capital is at Risk

Data as at 09 November 2018

Personal Guarantor Loans

If a borrower is a tenant, they will need to secure a personal guarantor, this personal guarantor will need to be of good financial standing and have a good credit score. They will also need to be a homeowner.

Risk Grade ISA Pot Combined Equifax Score Loan amounts Interest Rate p.a.
G1
Adventurous
600+ £2,000 - £15,000 10%
Risk Grade Forecast Capital Loss Live loans Number of loans
Guarantor 1% £212,467 56