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Guarantor Loans

To apply for a loan as a tenant you will need a personal guarantor.

Our Peer to Peer loans are provided by real people lending you their own money. They are more than happy to do this as long as they know that there is someone close to you who is willing to support you in the application.

Your guarantor should be

  • Someone you trust and who also trusts you
  • 23-75 years old (at the end of the loan term)
  • Own their own home (either outright or with a mortgage)
  • Have a minimum income (pension or salary) of £1,000 monthly
  • Have a good credit history and not be bankrupt or in an IVA
  • Be able to afford the monthly loan payments if for some reason you are unable.

Loan amount required?

£2,000
£15,000

How long do you want it for?

24 Months
60 Months

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED AGAINST IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU WILL REPAY.

JustUs is an electronic system in relation to lending. JustUs is a trading style of eMoneyHub Ltd. Authorised and regulated by the Financial Conduct Authority. eMoneyHub Ltd is registered with the Office of Information Commissioner No. ZA589341. Peer to Peer Lending via the JustUs electronic system is NOT covered by the Financial Services Compensation Scheme. The Financial Conduct Authority does not regulate most Buy to Let Mortgages.
Registered Office: Block 1 G90, Alderley Park, Congleton Road, Nether Alderley, Macclesfield, SK10 4TG. Company Number 08158588.

Any enquiries email support@justus.co

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The contingency fund we offer does not give you a right to a payment so you may not receive a pay-out even if you suffer loss. The fund has absolute discretion as to the amount that may be paid, including making no payment at all. Therefore, investors should not rely on possible pay-outs from the contingency fund when considering whether or how much to invest.