Don’t invest unless you’re prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

Buy-to-Let Mortgage

JustUs offer non-regulated (formerly MCD exempt) Buy to Let Mortgage products only.

Product Rate Max LTV Reversion Rate Fixed Rate Term ICR Min Loan Max Loan
BTL 1 5.99% 50% 4.24%+BBR* 5 Years 125% £50,000 £1,000,000
BTL 2 6.49% 65% 4.74%+BBR* 5 Years 125% £50,000 £1,000,000
BTL 3 6.99% 80% 5.24%+BBR* 5 Years 125% £50,000 £1,000,000
BTL 4 8.99% 50% 7.24%+BBR* 5 Years 125% £25,000 £1,000,000
  • Loan size from £25,000 to £1,000,000
    (subject to Loan to Value restrictions)
  • Minimum Property Value £75,000 (BTL 4 Only)
  • Minimum age 18, Maximum age 85 at end of term.
  • Interest Cover Ratio of 125% based on higher of pay-rate or Bank of England suggested 5.50% interest rate.
  • No Early Redemption Charges.
  • Interest Only or Capital Repayment available.
  • CCJ's, defaults and IVA's considered.
  • BBR* (Bank of England Base Rate) currently 5.25%.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED AGAINST IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU WILL REPAY.